31 Jan 10 What Are Your Car Rental Questions?

There has been many a debate about car rental insurance and whether it is a necessity or not. The one thing that you must keep in mind is that car rental companies make money on selling you this option, so they want you to take it, plus it covers their vehicle, which honestly is the only thing that they are truly concerned about.

Here are some of the most asked questions about rental insurance, and the answer are most likely going to surprise many of you.

AM I COVERED UNDER MY OWN CAR INSURANCE, EVEN IF DRIVING A RENTAL CAR? This is a big YES! Almost all car insurance companies will cover you, even when you are driving a rental car. I would, however, suggest that you contact your insurance company prior to getting your rental just to be 100% sure.

IF I RENT A CAR WITH MY CREDIT CARD, WILL THAT COVER ME FOR DAMAGES THAT MAY OCCUR? YES and NO....Most of the major credit card companies, such as Visa, MasterCard or Discover, offer you additional insurance protection when you use the card to rent a vehicle. Because this may not apply for all credit cards companies you should check with your credit company prior to renting your car. This will give you a piece of mind when turning down the rental insurance for the rental car company.

IF I AM COVERED BY MY CREDIT CARD AND MY CAR INSURANCE DO I NEED TO PURCHASE THE CAR RENTAL INSURANCE JUST IN CASE? Absolutely not. Many companies will tell you that your insurance wont cover everything or that you are leaving yourself open to liability if you don't take their coverage, however most car rental coverage doesn't even cover you as well as your own. Many times the companies and their representatives will lead you to believe that this coverage is necessary, but in reality it will provide you with no benefit at all if you are already covered, and therefore this will just be unnecessary money that you will be handing over to the car rental agent.

So before yo arrive at the rental car company to pick up your vehicle check with your insurance and credit car companies to see what you are covered for. This will make you more confident when you refuse the rental companies insurance and you will be saving a lot of money.

Budget Rent a Car is the best site to check out if you are looking for a car rental Surfers Paradise. They are the leading rental car agency in all of Australia.

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